Randy Krum
President of InfoNewt.
Data Visualization and Infographic Design

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Don't Flush Your Credit Down the Drain (infographic)

Don’t Flush Your Credit Down the Drain is a new graphic designed for SpendOnLife.com.  Using the metaphor of “flushing your credit down the drain” the graphic explains what happens when your credit score drops to different levels.

Ever tempted to just stop paying your credit card bills? I mean, what’s the worst that could really happen? We created our latest infographic to explain how your creditors might retaliate if you stop sending them money each month. (Hint: the pipes get rustier and the rats get uglier the further down you go.) Don’t let this happen to you! 

This image straddles the line between illustration and infographic.  The illustration doesn’t convey much data other than the farther down you go, the lower you credit score becomes.  The pipes get rustier and it’s much darker on the bottom.  These visual cues let you know that lower scores are just plain “bad”. 

I think the rats are a nice touch.

Thanks to Ashley for the link!

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Reader Comments (8)

Brilliant! Great metaphor too.

January 21, 2010 | Unregistered CommenterBeelzebozo
I have little debt, some old medical bills, and it's pretty old. I don't need to check my credit report every 10 seconds, I'm not buying a house probably in the next decade. The term "runaway debt" sounds like you just don't give a shit, and none of this information will matter to you.
I think you’ve made some truly interesting points. Not too many people would actually think about this the way you just did. I am really impressed that there is so much information about this subject that have been uncovered and you did it so well, with so much class. Thanks.
August 9, 2011 | Unregistered Commentersignature car service
I was recommended this website by my cousin. I'm not sure whether this post is written by him as no one else know such detailed about my difficulty. You are wonderful! Thanks!
August 10, 2011 | Unregistered Commenterlimousine car service
Your blog is outrageous! I mean, Ive never been so entertained by anything in my life! Your vids are perfect for this. I mean, how did you manage to find something that matches your style of writing so well? Im really happy I started reading this today. Youve got a follower in me for sure!
This is exactly what we're seeing. It is encouraging to witness small businesses, whether brick and mortar, home based, or service company, start to get involved online. There are so many questions, and you pared them down nicely with helpful advice.
Excellent post.I want to thank you for this informative read, I really appreciate sharing this great post. Keep up your work...
This is the main reason why having many credit cards is too risky. If you failed to pay those credit card bills on time your credit card score may become terribly worse that the bank may even put some of your properties on sale.
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